Baccarat can be played with either 6 or 8 decks of cards and the probability distribution for a hand dealt from a complete shoe of 6 or 8 decks is as follows:
| # of decks | Banker wins | Player wins | Tie |
| 1 deck | |||
| 6 decks | 0.458653 | 0.446279 | 0.095069 |
| 8 decks | 0.458597 | 0.446247 | 0.095156 |
The casino`s commission on the winning Banker hand is 4% or 5% and payouts on a tie bet (8:1 or 9:1) implies the following house advantages:
| # of decks | Banker bet 5% | Banker bet 4% | Player bet | Bet tie 9:1 | Bet tie 8:1 |
| 1 deck* | 1.01% | 1.29% | 15.57% | ||
| 6 decks** | 1.0558% | 0.5972% | 1.2374% | 4.9313% | 14.4382% |
| 8 decks | 1.0579% | 0.5993% | 1.2351% | 4.8440% | 14.3596% |
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